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NOTICETOFOR CALIFORNIA RESIDENTS:As required by California state law, you are hereby notified that a negativeApplicants may, after creditreport reflecting on yourapproval, use the creditrecord maycard account up to its credit limit and besubmittedliable for amounts extended under the plan toa credit-reporting agency ifany joint applicant. If youfail to fulfill the terms of yourare married, you may applyfor creditobligations.in your own name. NOTICETO WISCONSINFOR DELAWARE RESIDENTS:No provisionService charges not in excess ofany marital agreement, unilateral statement, or court order applying to marital propertythose permitted by law willadversely affect a creditor's interest unless priorbe charged on the outstanding balances from month tothe time credit is granted, the creditor is furnished with a copy of the agreement, statement or court order, or has actual knowledge of the provision.month.OHIO DISCLOSURE:NOTICE FOR OHIO RESIDENTS: OhioAnti-Discriminationanti-discrimination laws require creditors to make credit equally available to all creditworthy customers and thatcredit-reportingcredit reporting agencies maintain separate credit historiesfurnish-able upon request.on individuals uponrequest. The Ohio Civil Rights Commission administers these laws.NEWNOTICE FOR NEW YORKDISCLOSURE: Due to NY State laws, a consumer credit reportAND VERMONT RESIDENTS: Capital One maybe ordered forobtain at any time your creditupdates, renewalsreports, for any legitimate purpose associated with the account orextensions. Uponthe application or request for an account, including but not limited toreviewing, modifying, renewing and collecting on your account. On your request, youcanwill be informed if such a report wasordered and ifordered. If so, youdo so; you'llwill be given the name and address of the consumer reportingagency.agency furnishing the report. New York residentsmay contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. New York State Department of Financial Services: 1-877-226-5697 or http://www.dfs.ny.gov.VERMONT DISCLOSURE: SubmissionNOTICE FOR WISCONSIN RESIDENTS: No provision ofthis application constitutes your consent authorizing Capital One to obtain atanytime yourmarital agreement, unilateral statement, or court order applying to marital property will adversely affect a creditor's interests unless prior to the time creditreport, for any legitimate purpose associatedis granted, thecreditor is furnished with a copy of theaccountagreement, statement or court order, or has actual knowledge of the provision. If you are married, by submitting your credit card applicationor request for an account, including but not limited to reviewing, modifying, renewingyou are confirming that this credit card obligation is beingincurred in the interest of your marriage andcollecting onyouraccount.family. If the credit card for which you are applying is granted, you will notify the Bank if you have a spouse who needs to receive notification that credit has been extended to you. Capital One Auto Finance is a division of Capital One, N.A. Capital One Home Loans LLC and Capital One Settlement Services LLC, are wholly-owned subsidiaries of Capital One, N.A.
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